Emerald Private Client
Luxury lending,
redefined.
Because the American Dream was never meant to have a ceiling.
A private mortgage practice for founders, investors, physicians and families whose wealth has outgrown conventional lending. Our doors are open.
Now Open
This is the Emerald Experience
The Founders
Ross & Erin Murray
We began our careers helping everyday families reach the foundational American Dream of homeownership. Over two decades, we watched that dream grow for the people we served into estates, investment portfolios and generational wealth. We also watched conventional lending fail to keep pace with them.
Emerald is the practice we built for what comes next. Conventional lenders see a tax return. We see a life's work, and we structure financing around it with discretion, precision and a single point of accountability from the first conversation to the closing table.
Ross & Erin
The Emerald Standard
Five commitments
Every client relationship at Emerald is held to the same measure, whatever the size of the file.
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I
We see the full picture
We read the full architecture of rare wealth: S-Corps, K-1 distributions, trusts and multi-entity holdings. What other lenders misread as a liability, we translate into a financing solution.
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II
We engineer what others can't
Jumbo financing to $40 million and beyond, bridge strategies, asset-based qualification and investor programs, structured around the balance sheet you actually have.
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III
We carry everything
Every document, and every conversation with your CPA, wealth manager and assistant, runs through us. The complexity never lands on your desk.
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IV
We elevate everyone in the room
Agents, advisors and attorneys are treated as true partners and kept informed at every stage, so the people who referred you look exceptional for having done so.
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V
We deliver the Emerald Standard
Discretion, precision and white-glove attention to detail, from the first call to the final signature.
By Introduction
Begin the conversation
Emerald's doors are open. Every relationship begins the way it should: with a personal conversation.
- Direct
- 480 205 1341
- Principal
- Ross Murray
NMLS #80919 - Office
- 25 S Arizona Place, Suite 300
Chandler, Arizona 85225